PayPant- The Financial Backyard

Everyone's selling online now! It's not too late to join them. Here's a guide on how to start an e-commerce business in 9 steps. This guide will walk you through the ins and outs of starting an ecommerce business. Are you ready? I'm sure you are! 1. Choose a Product There's nothing wrong with wanting to have an e-commerce business that's as big as Walmart or Amazon, but you have to face the fact that our product market is saturated already. So if you want to run an e-commerce business that stands a chance of great success, then start with one niche or product. This is because as a beginner in the e-commerce business world, it very easy for you to lose focus if you decide to run a multiple niche store. Here's why you should run a one product or Niche e-commerce business as a beginner: - Better Focus: It's easy to get overwhelmed by everything and anything when starting an e-commerce business . And I'm sure you don't want any of that

Steps You Must Take 10 Years Before RetirementThere comes the point when you're weak and incapable of working — it's retirement time! It's impossible to work all through your life. The big question is, "Do you have a plan for your retirement?" and “How’s life after retirement going to be like?”In a survey conducted by GOBankingRates.com, 64% of workers surveyed had less than $10,000 saved toward retirement. Worse yet, nearly 40% of workers — age 55 and older — reported no retirement savings. Does this surprise you? It gets to show how very unprepared people are about their retirement.These stats indicate that over half of U.S. retirees are financially vulnerable after retirement. In this article "Steps to take 10 years before retirement" I will take time to explain what you need to do so your retirement days are financially fulfilling.How Do I Prepare for My Retirement?Begin by visualizing the retirement you desire. For example, will you volunteer, work

This was posted on August 1, 2010. Often, people are faced with difficulties in deciding which type of loan to apply for. Securing a portfolio loan these days can be difficult. Not everyone is eligible for one, but that doesn't necessarily imply you should give up on your dream of owning a small business.You could instead seek the assistance of a portfolio lender. People that want to own a small business ask, what exactly is a portfolio loan? Is it a better option? What are its pros and cons? How do you apply for a portfolio loan? How do small business owners benefit from portfolio loans?In this article, we will carefully explain all you need to know on how to apply for a portfolio loan and how a portfolio loan works.Understanding how portfolio loans work can assist you in starting a small business. It will also come in handy when you want to purchase a home or expand your real estate investment holdings.What Is a Portfolio Loan?In simplest terms, a portfolio loan is a type of mort

If you've been thinking about ditching your good weekend sleep for a job, then it has to be for a job that pays amazingly well.But sadly, most weekend jobs don't have a high-income potential or flexible work hours - which of course is a problem.So what do you do? Well, don't worry too much. This article has compiled a list of 22 amazing weekend jobs that pay well. You'll find the one that's best for you.Baby SittingDo you like spending time with children? If yes, then bingo! You've just hit a jackpot.Baby sitters get to earn about $10 to $20 per hour. If that doesn't sound like a great weekend job, then nothing else is.Being a babysitter gives you a flexible schedule, good pay, and a great opportunity to have fun with kids. Plus, it requires no costs and credentials.Freelance Web DeveloperA Web development job attracts a $20 to $50 hourly rate and since it doesn't demand a rigid working schedule, it becomes an amazing work for you to try on weekends.If y

Just because everyone you know saves money in a bank doesn't mean there aren't other great ways to save money without having a bank account. Banks are great no doubt, but it isn't the only reliable and reputable means for you to save money. There are several other options available, you can check them below. Using a Prepaid Card Although most people use a prepaid card for the sole purpose of spending money, you can switch the narrative by loading money onto your prepaid card with the intent to save the money. So without having a bank account, you can save money on your prepaid card. What's a Prepaid Card, and How does it Work? A prepaid card is a payment card that acts as an alternative to a bank's credit or debit cards. This kind of card which isn't linked to a bank account allows you to load money into it for the purpose of making a purchase or saving. A prepaid card works just like a bank's card and can be used anywhere you could use a bank card.